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American Bank

Personal Checking


Everyday Banking Just Got Better


American Bank offers a range of checking accounts to fit all the stages of your financial life. But no matter which account you choose, they include powerful and convenient features. 

 



FREEDOM CHECKING


This account is designed for customers who will have direct deposit or maintain a lower daily balance in their account.


  • Minimum to open: $100
  • Balance to avoid a $10 monthly service charge: $100 daily balance or monthly direct deposit with 10
    Point of Sale transactions per statement cycle
  • Free E-Statements or $2.50 fee per statement for Paper Statements
  • Debit Card, Online and Mobile Banking included


PATRIOT CHECKING

 

This interest-bearing account is designed for customers who have additional accounts with higher balances.


  • Minimum to open: $100
  • Balance to avoid a $20 monthly service charge: $5,000 daily balance or $25,000 in combined accounts (checking, money market, savings, CD's or IRA’s)
  • No charge for Official Checks
  • Free 3 x 5 Safe Deposit Box (subject to availability)
  • Free E-Statements or Paper Statements
  • Debit Card, Online and Mobile Banking included


EAGLE CHECKING


This interest- bearing account offers additional benefits for customers 55 years of age or older.



  • Minimum to open: $100
  • To avoid a $10 monthly service charge: monthly direct deposit or maintain a $1,000 daily balance
  • Unlimited check writing
  • No charge for Stop Payments
  • No charge for Official Checks
  • Free 3 x 5 Safe Deposit Box (subject to availability)
  • (2) Wallet style check orders free per year
  • Free E-Statements or Paper Statements
  • Debit Card, Online and Mobile Banking included

STUDENT CHECKING


This account is designed for students between the ages of 16 - 24.


  • Minimum to open: $50
  • No minimum balance required after opening deposit
  • No monthly service charges
  • Free E-Statements or $2.50 fee per statement for Paper Statements
  • Debit Card, Online and Mobile Banking included


HEALTH SAVINGS ACCOUNT


An HSA is designed to work with a qualifying high deductible health plan. 


  • Balance to avoid a $5 monthly service charge: $100 average monthly balance
  • Free E-Statements or $2.50 fee per statement for Paper Statements
  • Debit Card, Online and Mobile Banking included
  • Tax deductible contributions can be used for qualified medical expenses.
  • We offer individual and family HSA plans.


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